Critical Illness Insurance

Critical illness insurance is a form of financial protection that offers employees additional coverage in the event of a critical illness diagnosis. While existing medical insurance plans and wellness programs provide a solid foundation for good health, providing the necessary benefits can be challenging due to rising costs. Critical illness insurance offers a solution to this problem.

By supplementing major medical coverage, critical illness insurance offers a lump-sum benefit to employees. This benefit can be used to cover direct and indirect costs related to critical illness, such as deductibles and co-pays, expenses related to out-of-network treatment and additional medical procedures, travel, lodging, meals during treatment, rehabilitation and home health services, child care, and lifestyle changes such as gym memberships and smoking cessation programs.

With critical illness insurance, employees can receive financial support to cover expenses that are not covered by their regular health insurance plan. This type of insurance provides a simple way to enhance an employer's benefits package, while giving employees peace of mind in the event of a critical illness diagnosis.

Cancer Insurance

Our cancer insurance provides benefits to offset both direct and indirect costs associated with cancer that are typically not covered by standard medical plans. From deductibles and co-pays to travel, lodging, and child care, we've got you covered. Some plans even cover an annual cancer screening test to help with prevention and early diagnosis.

By offering cancer insurance, you can enhance your benefits package, show your employees that you care, and boost retention rates. With Colonial Life, you can give your employees peace of mind in the event of a cancer diagnosis, knowing they have financial support to help manage the costs associated with their treatment.